With Vista Welcome Deposit 2.2% within 7 months you benefit from an advantageous interest rate. The 2.2% interest rate is calculated per year, for new amounts of minimum 50,000 lei (see Promotion Rules)
BENEFITS:
- ZERO commission for the creation, administration and closing of the term deposit.
- ZERO Cash Deposit Fee.
- ZERO commission for cash withdrawal on the due date.
HOW DO YOU MAKE A DEPOSIT?
- Between June 2-30, 2021, in any of the Bank Units, you may request the opening of a 7-month term deposit by simply filling-in a form
- Once you decide the amount you want, fill in the documentation and sign the contract with the Bank.
If you are interested in the Welcome Deposit 2.2%, please fill in the form below and we will contact you as soon as possible:
Welcome Deposit 2.2%:
The minimum deposit amount is Lei 50,000 - maximum amount of Lei 1,000,000
Income generated by time deposits is subject to tax legislation in force.
For more details, please visit the closest Vista Bank branch.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
VISTA BANK offers you the alternative to access your money while at the same time increasing your savings by using VISTA FLEXI - 12 Month Deposit.
Do you want to save in the long term? Start now with us!
If long-term savings benefit you, then we have the right offer for you.
VISTA FLEXI - The 12-month deposit is the ideal solution to keep your savings on the long run and to increase your earnings considerably, while giving you flexibility and access to your capital.
BENEFITS:
- Every 3 months, you will be receiving the accumulated interest to your current account.
- You can capitalize interest and add it to your existing deposit to increase your earnings.
- At each maturity (3, 6, 9 or 12 months), you have access to the deposited capital without any commission.
- If you need money during the deposit, the Bank allows you to withdraw the deposit prematurely.
- If you clear the deposit before one of the above maturities, you will receive in your current account: the deposited capital, the interest rate of the last maturity plus the current account interest
accrued between the last maturity and the date of the deposit liquidation.
If you are interested in the VISTA FLEXI, please fill in the form below and we will contact you as soon as possible:
Characteristics
The deposit may only be made up of natural entities.
You can save in Lei or EURO.
Interest rate in RON:
- Quarter I (3 Months): 1.00% p.a.
- Quarter II (6 months): 1.50% p.a.
- Quarter III (9 months): 2.00% p.a.
- Quarter IV (12 months): 2.30% p.a.
Interest rate in EURO:
- Quarter I (3 Months) 0.20% p.a.
- Quarter II (6 months) 0.40% p.a.
- Quarter III (9 months) 0.50% p.a.
- Quarter IV (12 Months) 0.70% p.a.
Minimum amount:
- EUR 1,000 or Lei equivalent
The amount of the deposit may be increased only on the maturity date of the first maturity (3 months). Term deposit has no maximum amount limit.
- The creation of the term deposit is FREE.
- ZERO cash deposit fee.
- ZERO commission for withdrawing cash at maturity.
- The term deposit has a ZERO administration fee.
Income generated by time deposits is subject to tax legislation in force.
HOW DO YOU MAKE A DEPOSIT?
- In any of the Branches of the Bank, you may request the creation of a 6 Month Fixed Interest deposit simply by filling a form
- Once you decide the amount you want, fill in the documentation and sign the contract with the Bank.
- Then you can make savings.
The Bank reserves the right to change this offer at any time, and the new terms will be communicated to its Clients.
For more details, please visit the closest Vista Bank branch.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
VISTA BANK gives you the opportunity to increase your savings by using the six-month DEPOSIT VISTA.
BENEFITS:
- ZERO commission for the creation, administration and closing of the term deposit.
- ZERO Cash Deposit Fee.
- ZERO commission for withdrawing cash at maturity.
- The bank allows you to withdraw the deposit prematurely.
- The premature liquidation of the deposit, without interest penalty, is allowed with prior notice of the Bank in advance of 30 days.
- ZERO cash withdrawal fee at the premature liquidation of the deposit, with prior notice of the Bank in advance of 30 days.
If you are interested in the DEPOSIT VISTA, please fill in the form below and we will contact you as soon as possible:
The deposit may only be made up of natural entities.
You can save in Lei or EURO.
Minimum amount:
- EUR 1,000 or Lei equivalent
Term deposit has no maximum amount limit.
The term deposit has a ZERO administration fee.
Interest rate:
- Lei: 1.50% p.a.
- Euro: 0.40% p.a.
Income generated by time deposits is subject to tax legislation in force.
HOW DO YOU MAKE A DEPOSIT?
- In any of the Branches of the Bank, you may request the creation of a 6 Month Fixed Interest deposit simply by filling a form
- Once you decide the amount you want, fill in the documentation and sign the contract with the Bank.
- Then you can make savings.
The Bank reserves the right to change this offer at any time, and the new terms will be communicated to its Clients.
For more details, please visit the closest Vista Bank branch.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
Save smartly
Enjoy more flexibility with “Vista 12 + 1” Deposit: you receive EXTRA BONUS interest at the final maturity, while on each monthly anniversary you have access to the accrued interest and the full deposited amount, in case of unforeseen situations. Moreover, you benefit from an advantageous interest rate!
- EXTRA BONUS one-month interest, at deposit’s maturity
- The interest is paid monthly and you can withdraw it on the same day with ZERO commission
- ZERO commission for the term deposit creation, administration and closing
- ZERO commission for cash withdrawals at the monthly and final maturities
Vista Term Deposit "VISTA 12+1"
- The deposit may be constituted by natural or legal entities;
- Minimum deposit amount is Lei 4,500/Euros 1,000 or USD 1,000;
- Time deposit has no maximum amount limit;
- The deposited capital can be withdrawn entirely either at the monthly or final maturity;
- Partial capital withdrawals are not allowed
| Duration/Maturity |
Annual Interest Rate* |
| RON |
EUR |
USD |
| 12 MONTHS |
5.00% p.a. |
1.50% p.a. |
2.50% p.a. |
*) You enjoy an interest bonus of 0.2 percentage points on deposits made through Vista Internet and Mobile Banking.
Income generated by time deposits is subject to tax legislation in force. The Bank reserves the right to change this offer at any time, and the new conditions will be communicated to customers. For more details, please visit the nearest Vista Bank unit.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
If you are interested in the Vista Term Deposit "VISTA 12+1", please fill in the form below and we will contact you as soon as possible:
Vista Term Deposit "VISTA 12+1"
- The deposit may be constituted by natural or legal entities;
- Minimum deposit amount is Lei 4,500/Euros 1,000 or USD 1,000;
- Time deposit has no maximum amount limit;
- The deposited capital can be withdrawn entirely either at the monthly or final maturity;
- Partial capital withdrawals are not allowed
| Duration/Maturity |
RON |
EUR |
USD |
| 12 MONTHS |
6.25% p.a. |
1.10% p.a. |
1.75% p.a. |
Income generated by time deposits is subject to tax legislation in force. The Bank reserves the right to change this offer at any time, and the new conditions will be communicated to customers. For more details, please visit the nearest Vista Bank unit.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
With Vista Term Deposit 2.9% on 12 months you benefit from an advantageous interest rate. The 2.9% interest rate is calculated per year, for new amounts of minimum 50,000 lei (see Promotion Rules)
BENEFITS:
- ZERO commission for setting up, administration and closing the term deposit;
- ZERO commission for cash deposit;
- ZERO commission for cash withdrawal on the due date.
HOW DO YOU MAKE A DEPOSIT?
- Between January 3–31, 2022, in any of the Bank's braches you may request the opening of a 2.9% Vista Term Deposit on 12 months;
- Once you have decided the amount you want, fill in the documentation and sign the contract with the Bank.
If you are interested in the Vista Term Deposit 2.9%, please fill in the form below and we will contact you as soon as possible:
Vista Term Deposit 2.9%:
- Interest rate 2.9% per year for new amounts of minimum 50,000 lei (see Promotion Rules)
- Currency: Lei
- Payment of interest at maturity
- Maturity: 12 months
- Promotion duration: January 3–31, 2022 (according to the Promotion Rules)
- Available for both individuals and legal entities.
The minimum deposit amount is Lei 50,000 - maximum amount of Lei 1,000,000.
Income generated by term deposits is subject to tax legislation in force.
For more details, please visit the closest Vista Bank branch.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
With Vista Generous Deposit 3.1% within 18 months you benefit from an advantageous interest rate. The 3.1% interest rate is calculated per year, for new amounts of minimum 50,000 lei (see Promotion Rules)
BENEFITS:
- ZERO commission for the creation, administration and closing of the term deposit.
- ZERO Cash Deposit Fee.
- ZERO commission for cash withdrawal on the due date.
HOW DO YOU MAKE A DEPOSIT?
- Between July 1-31, 2021, in any of the Bank Units, you may request the opening of a 18-month Vista Generous Deposit 3.1% by simply filling-in a form
- Once you decide the amount you want, fill in the documentation and sign the contract with the Bank.
If you are interested in the Vista Generous Deposit 3.1%, please fill in the form below and we will contact you as soon as possible:
Generous Term Deposit 3.1%:
The minimum deposit amount is Lei 50,000 - maximum amount of Lei 1,000,000
Income generated by time deposits is subject to tax legislation in force.
For more details, please visit the closest Vista Bank branch.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
With Vista Term Deposit 3.45% within 14 months you benefit from an advantageous interest rate. The 3.45% interest rate is calculated per year, for new amounts of minimum 50,000 lei (see Promotion Rules).
BENEFITS:
- ZERO commission for the creation, administration and closing of the term deposit.
- ZERO Cash Deposit Fee.
- ZERO commission for cash withdrawal on the due date.
HOW DO YOU MAKE A DEPOSIT?
- Between February 1 – 28, 2021, in any of the Bank Units, you may request the opening of a 14-month Vista Term Deposit 3.45% by simply filling-in a form
- Once you decide the amount you want, fill in the documentation and sign the contract with the Bank.
If you are interested in the Vista Term Deposit 3.45%, please fill in the form below and we will contact you as soon as possible:
Vista Term Deposit 3.45%:
The minimum deposit amount is Lei 50,000 - maximum amount of Lei 1,000,000
Income generated by time deposits is subject to tax legislation in force.
For more details, please visit the closest Vista Bank branch.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
With Vista Bank Term Deposits, you benefit from attractive interest rates, ZERO commission for cash withdrawal on maturity day, and a wide range of maturity and currency options:
| Term |
Annual Interest Rate* |
| RON |
EUR |
USD |
| 1 month |
4.25% |
0.50% |
1.00% |
| 3 months |
5.10% |
0.80% |
1.50% |
| 6 months |
5.25% |
1.20% |
2.50% |
| 9 months |
5.30% |
1.50% |
2.75% |
| 12 months |
5.50% |
2.00% |
3.00% |
*) You enjoy an interest bonus of 0.2 percentage points on deposits made through Vista Internet and Mobile Banking.
ADVANTAGES:
- ZERO commission for cash withdrawal on maturity day for individuals
- No minimum and maximum deposit amount
- You can manage your deposits anytime, anywhere with Vista Internet and Mobile Banking
The income generated by bank deposits is subject to the tax legislation in force.
The interest rate varies depending on the amount and duration of the deposit. Depending on the policy of the bank, VISTA BANK (ROMÂNIA) SA can offer negotiated interest rates and non-specific maturity dates.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
If you are interested in the Term Deposits, please fill in the form below and we will contact you as soon as possible:
Give your child the chance of a better start in adult life
We know, you think that there is enough time. But time flies away and tomorrow or the day after your child will turn 18 and start his adult life. Turning 18 is the moment of big decisions, and you would want your child to have all the opportunities available.
Maybe your child will need to pay the tuition fees for his studies, a down payment for his first home or even might decide to start his own business. Regardless of his choices, a savings plan started early will help him reach his dreams more easily.
That is why we developed the VISTA KIDS Deposit, a savings product for children that offers you the financial advantages of a term deposit, as well as the flexibility to deposit additional amounts at any time and to make withdrawals at any annual anniversary. Moreover, we reward your initiatve with an interest bonus as compared to the bank’s standard deposits!
VISTA KIDS Deposit Benefits
- Flexibility: you can deposit additional amounts at any time;
- Financial advantages:
- +0,5 p.p. interest bonus as compared to the bank’s standard 12-month deposit interest rate; the interest rate remains fixed throughout each year and is updated on every annual anniversary with the bank’s interest rate applicable to the VISTA KIDS Deposit on that date.
- ZERO commission for opening, administration and closing the deposit, as well as for the attached current account;
- ZERO commission for cash withdrawals from the current account at annual anniversaries and at the final maturity;
- Diversity: LEI, EUR, USD;
- Accessibility: you have access to the deposit amounts at any time, in case of unforeseen situations, by liquidating the deposit;
- Comfort: you have the possibility to mandate the bank to automatically transfer to the deposit the amounts available in the attached current account.
Features of VISTA KIDS Deposit
- It is a term deposit for resident children up to the age of 18.
- The deposit is opened in the name of the minor up to 14 years old by his/her legal representative(s), respectively personally together with the legal representative(s) for minors between 14 and 18 years old.
- Deposit minimum amount: 2,000 Lei / 500 Euro / 500 USD;
- The deposit has no maximum limit;
- You can add amounts to the deposit at any time, without the obligation of a predefined frequency or amount. You simplu put the money in the deposit’s attached current account and decide how they will be transferred further to the deposit:
- Automatically, at the end of each day: you just have to mandate the bank to transfer the available amounts from the deposit’s attached current account. You also have the option to establish a minimum balance to be maintained in the current account;
- At your request, submited in the territorial unit.
- Final maturity: when the minor reaches the age of 18. At the final maturity date, the available amount in the VISTA KIDS Deposit will be transferred to the attached current account.
- Partial withdrawals can be made on annual anniversaries, maintaining the deposit’s minimum amount; reducing the minimum amount is equivalent to deposit’s liquidation.
- The deposit can be liquidated at any time. In this case, the interest will be 0 for the period between the last annual interest payment (or from the date of opening, for deposits in the first year) and the liquidation date.
| Annual interest* |
RON |
EUR |
USD |
| 12 MONTHS |
6.00% p.a. |
2.50% p.a. |
3.50% p.a. |
*) The interest is calculated on the daily balance and is capitalized in the VISTA KIDS Deposit at each annual anniversary. The interest rate remains fixed throughout each year and is updated on each annual anniversary with the rate applied by the bank for the VISTA KIDS Deposit on that date.
Income generated by time deposits is subject to tax legislation in force. The Bank reserves the right to change this offer at any time, and the new conditions will be communicated to customers. For more details, please visit the nearest Vista Bank unit.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
If you are interested in the VISTA KIDS Deposit, please fill in the form below and we will contact you as soon as possible:
Grow your money faster with Vista Smart Savings Account: you enjoy both flexibility and an interest rate that goes higher as your balance goes higher!
Vista Smart Benefits:
Flexibility:
- Deposit additional amounts whenever you wish.
- Access the amounts saved at any time and enjoy the interest accumulated up to that date.
Financial advantages:
- Interest rate gets higher on each value tranch, starting from a minimum amount of over 2000 LEI/500 EUR/500 USD, rewarding your savings efforts
- ZERO commissions for opening/managing/closing the savings account, cash deposits, intra and interbank incomings, transfers to your current accounts opened at Vista Bank.
Vista Smart Features:
- Can be opened in LEI /EUR/USD.
- To open a savings account, you must have at least one current account with Vista Bank.
- Operations:
- deposit and withdraw cash in any Vista Bank branch;
- foreign exchange via Internet and Mobile Banking or in branches;you can receive inter/intrabank incomings;
- you can make transfers to your current accounts opened at Vista Bank, from which you can further make intra and interbank payments via Internet and Mobile Banking or in branches
- Cash withdrawal fees:
- 1% minimum EUR 3 for amounts ≤ LEI 500.000;
- 1,5% for amounts > LEI 500.000.
- A card cannot be attached to the savings account. Sight/term deposits cannot be opened from the savings account.
| Annual interest rate* |
| RON |
EUR |
USD |
| ≤ 2,000 RON |
0 |
≤500 EUR |
0 |
≤500 USD |
0 |
| 2,001 - 50,000 RON |
3.00% |
501 - 10,000 EUR |
0.10% |
501 - 10,000 USD |
0.30% |
| 50,001 - 100,000 RON |
3.30% |
10,001 - 20,000 EUR |
0.30% |
10,001 - 20,000 USD |
0.50% |
| >100,000 RON |
3.50% |
>20,000 EUR |
0.50% |
>20,000 USD |
1.00% |
*) The interest is calculated on the daily balance and credited monthly to the savings account.
Income generated by time deposits is subject to tax legislation in force. The Bank reserves the right to change this offer at any time, and the new conditions will be communicated to customers. For more details, please visit the nearest Vista Bank unit.
Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.
You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.
If you are interested in the Vista Smart Savings Account, please fill in the form below and we will contact you as soon as possible:
