Vista Bank offers financial solutions designed and tailored to your company.
With Vista Bank current account, you can efficiently manage your financial resources, and access your money at any time using your Visa Business card attached.
We ensure total transparency and security by providing SMS alerts for all transactions performed through Vista Bank cards.

Features of the current account

Current accounts can be opened in the following currencies: LEI, EUR, USD, CHF, GBP, CAD and DKK.

Through the current account opened with Vista Bank, you can perform a wide range of banking operations:

• Cash deposits and withdrawals (except for CAD and DKK)
• Lei incoming and outgoing payments with payment orders and debit instruments;
• Currency exchange operations;
• Foreign Currency incoming and outgoing payments;
• Opening and liquidation of deposits;
• Salaries payments;

From now on, you benefit from the Instant Payment Service in lei, which ensures the transfer of money in less than 10 seconds between the banks enrolled in this system, even outside business hours. Such a payment can be made at any time (24/7/365), and its individual value falls below 50,000 lei. More details here.

Current Account SMS Alerts Service

Through the SMS Current Account Alerts Service you are promptly informed about the operations and balance of your current accounts opened with Vista Bank for which you have previously chosen to activate this service. Thus, you will receive real-time SMS messages on the mobile phone indicated by you whenever you:

• Receive money in the current account
• Make intra- or interbank payments via Internet & Mobile Banking or in Vista Bank units
• Withdraw or deposit cash at Vista Bank cashiers
• Carry out foreign exchange operations via Internet & Mobile Banking or in Vista Bank units

The new service can be activated at your request and has an administration fee of 5 LEI/month or foreign currency equivalent for a maximum of 25 SMSs sent in a calendar month, regardless of the number of accounts for which you have activated the service. If the limit of 25 SMSs in a month is exceeded, the cost per each additional SMS is 0.5 LEI or equivalent in foreign currency.

Opening of a current account

The request to open a current account can be made by the legal representatives of the company or by the persons assigned to represent them in the relationship with the bank.

The account is opened based on the Products and Banking Services Request Form together with the related forms and documents requested by the bank regarding the establishment and operation of the company

Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.

You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.

Revenues generated by current accounts are subject to the tax legislation in force.

IMPORTANT NOTICE

Domestic ATM operators can apply cash withdrawal fees at their own ATMs, in addition to the card issuing bank's commission. Due to the partnership between Vista Bank and Euronet Worldwide, Inc., in the Euronet ATM network from Romania, no additional cash withdrawal fees will apply to cards issued by Vista Bank. Thus, you can use your Vista Bank card at any of the over 500 ATMs in Romania marked with Euronet logo under the same cost conditions as before. We remind you that in the case of debit cards you benefit from ZERO withdrawal commission in the Euronet ATM network. To find the nearest Euronet ATM, please access this link: https://www.vistabank.ro/en/useful-info/atm-network

If you are interested in the Current Accounts, please fill in the form below and we will contact you as soon as possible:

Vista Bank current account packages for legal entities are comfortable, integrated solutions for your company's day-to-day banking activities.

We have carefully created 3 packages, from which we invite you to choose the option that best meets your business needs: Vista Basic Package, Vista Active Package and Vista Active Plus Package.

WHAT DOES VISTA BASIC PACKAGE CONTAIN?

Essential products and services for managing your company's receipts and payments, which also meet the need for mobility and control from anywhere, anytime.

Thus, you benefit from:

• Unlimited number of current accounts in lei or foreign currency;
• Vista Internet Banking and Mobile Banking;
• Debit cards in lei or euros;
• SMS alerts, through which we promptly inform you of each card payment;
• Zero commission for cash deposits (banknotes) at the cashier;
• Zero commission for cash withdrawals from any Euronet ATM in Romania, within the daily limit of 10,000 lei;
• Zero commission for interbank and intrabank incoming payments;
• Zero commission for intrabank payments made through Vista Internet Banking and/or Mobile Banking;

ADDITIONAL BENEFITS SPECIFIC TO THE VISTA BASIC PACKAGE:

• Reduced commission for cash withdrawals from the cashier: 0.6%, minimum 5 EUR or equivalent.

HOW CAN YOU ACQUIRE THE VISTA BASIC PACKAGE?

We invite you to visit us at the nearest Vista Bank unit and our colleagues will assist you to fill-in the documents and all the necessary steps.

WHAT IS THE COST OF THE VISTA BASIC PACKAGE?

The Vista Basic Package has a single monthly cost of 50 lei.

OTHER INFORMATION

Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.

You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.

The packages are granted to resident legal entities with turnover ≤ 3,000,000 Euro equivalent in lei, according to the data from the last annual balance sheet submitted to the competent tax authorities, who meet the eligibility criteria according to the Bank's policies.

IMPORTANT NOTICE

Domestic ATM operators can apply cash withdrawal fees at their own ATMs, in addition to the card issuing bank's commission. Due to the partnership between Vista Bank and Euronet Worldwide, Inc., in the Euronet ATM network from Romania, no additional cash withdrawal fees will apply to cards issued by Vista Bank. Thus, you can use your Vista Bank card at any of the over 500 ATMs in Romania marked with Euronet logo under the same cost conditions as before. We remind you that in the case of debit cards you benefit from ZERO withdrawal commission in the Euronet ATM network. To find the nearest Euronet ATM, please access this link: https://www.vistabank.ro/en/useful-info/atm-network

If you are interested in the Vista Basic Package, please fill in the form below and we will contact you as soon as possible:

Vista Bank current account packages for legal entities are comfortable, integrated solutions for your company's day-to-day banking activities.

We have carefully created 3 packages, from which we invite you to choose the option that best meets your business needs: Vista Basic Package, Vista Active Package and Vista Active Plus Package.

WHAT DOES VISTA ACTIVE PACKAGE CONTAIN?

Essential products and services for managing your company's receipts and payments, which also meet the need for mobility and control from anywhere, anytime.

Thus, you benefit from:

• Unlimited number of current accounts in lei or foreign currency;
• Vista Internet Banking and Mobile Banking;
• Debit cards in lei or euros;
• SMS alerts, through which we promptly inform you of each card payment;
• Zero commission for cash deposits (banknotes) at the cashier;
• Zero commission for cash withdrawals from any Euronet ATM in Romania, within the daily limit of 10,000 lei;
• Zero commission for interbank and intrabank incoming payments;
• Zero commission for intrabank payments made through Vista Internet Banking and/or Mobile Banking;

ADDITIONAL BENEFITS SPECIFIC TO THE VISTA ACTIVE PACKAGE:

• Reduced commission for cash withdrawals from the cashier: 0.5%, minimum 5 EUR or equivalent.
• Reduced commission for interbank payments via Internet Banking and/or Mobile Banking in LEI (including instant mode) and in EUR, on the territory of the European Union and the European Economic Area:
  • 2.75 LEI for amounts under 1,000 LEI;
  • 5.25 LEI for amounts between 1,000 LEI and 50,000 LEI;
  • 12 LEI for amounts ≥ 50,000 LEI and emergencies.
  Fees and value ranges are in LEI or EUR equivalent.

HOW CAN YOU ACQUIRE THE VISTA ACTIVE PACKAGE?

We invite you to visit us at the nearest Vista Bank unit and our colleagues will assist you to fill-in the documents and all the necessary steps.

WHAT IS THE COST OF THE VISTA ACTIVE PACKAGE?

The Vista Active Package has a single monthly cost of 150 lei.

OTHER INFORMATION

Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.

You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.

The packages are granted to resident legal entities with turnover ≤ 3,000,000 Euro equivalent in lei, according to the data from the last annual balance sheet submitted to the competent tax authorities, who meet the eligibility criteria according to the Bank's policies.

IMPORTANT NOTICE

Domestic ATM operators can apply cash withdrawal fees at their own ATMs, in addition to the card issuing bank's commission. Due to the partnership between Vista Bank and Euronet Worldwide, Inc., in the Euronet ATM network from Romania, no additional cash withdrawal fees will apply to cards issued by Vista Bank. Thus, you can use your Vista Bank card at any of the over 500 ATMs in Romania marked with Euronet logo under the same cost conditions as before. We remind you that in the case of debit cards you benefit from ZERO withdrawal commission in the Euronet ATM network. To find the nearest Euronet ATM, please access this link: https://www.vistabank.ro/en/useful-info/atm-network

If you are interested in the Vista Active Package, please fill in the form below and we will contact you as soon as possible:

Vista Bank current account packages for legal entities are comfortable, integrated solutions for your company's day-to-day banking activities.

We have carefully created 3 packages, from which we invite you to choose the option that best meets your business needs: Vista Basic Package, Vista Active Package and Vista Active Plus Package.

WHAT DOES VISTA ACTIVE PLUS PACKAGE CONTAIN?

Essential products and services for managing your company's receipts and payments, which also meet the need for mobility and control from anywhere, anytime.

Thus, you benefit from:

• Unlimited number of current accounts in lei or foreign currency;
• Vista Internet Banking and Mobile Banking;
• Debit cards in lei or euros;
• SMS alerts, through which we promptly inform you of each card payment;
• Zero commission for cash deposits (banknotes) at the cashier;
• Zero commission for cash withdrawals from any Euronet ATM in Romania, within the daily limit of 10,000 lei;
• Zero commission for interbank and intrabank incoming payments;
• Zero commission for intrabank payments made through Vista Internet Banking and/or Mobile Banking;

ADDITIONAL BENEFITS SPECIFIC TO THE VISTA ACTIVE PLUS PACKAGE:

• Reduced commission for cash withdrawals from the cashier: 0.4%, minimum 5 EUR or equivalent.
• Zero commission for all interbank payments via Internet Banking and/or Mobile Banking in LEI (including instant mode) and in EUR on the territory of the European Union and the European Economic Area.

HOW CAN YOU ACQUIRE THE VISTA ACTIVE PLUS PACKAGE?

We invite you to visit us at the nearest Vista Bank unit and our colleagues will assist you to fill-in the documents and all the necessary steps.

WHAT IS THE COST OF THE VISTA ACTIVE PLUS PACKAGE?

The Vista Basic Package has a single monthly cost of 250 lei.

OTHER INFORMATION

Vista Bank (Romania) S.A. participates in the Romanian Bank Deposit Guarantee Fund (FGDB), in accordance with the legal provisions in force. Thus, as a Vista Bank depositor, your accounts and deposits opened at the Bank are guaranteed, through the payment of compensations, within the limit of EUR 100,000, equivalent in LEI.

You can obtain additional details regarding the Guarantee Scheme by accesing this link, from any unit of the bank, on the website www.fgdb.ro.

The packages are granted to resident legal entities with turnover ≤ 3,000,000 Euro equivalent in lei, according to the data from the last annual balance sheet submitted to the competent tax authorities, who meet the eligibility criteria according to the Bank's policies.

IMPORTANT NOTICE

Domestic ATM operators can apply cash withdrawal fees at their own ATMs, in addition to the card issuing bank's commission. Due to the partnership between Vista Bank and Euronet Worldwide, Inc., in the Euronet ATM network from Romania, no additional cash withdrawal fees will apply to cards issued by Vista Bank. Thus, you can use your Vista Bank card at any of the over 500 ATMs in Romania marked with Euronet logo under the same cost conditions as before. We remind you that in the case of debit cards you benefit from ZERO withdrawal commission in the Euronet ATM network. To find the nearest Euronet ATM, please access this link: https://www.vistabank.ro/en/useful-info/atm-network

If you are interested in the Vista Active Plus Package, please fill in the form below and we will contact you as soon as possible: